What if the scheme pays conditions do not apply?
If the conditions do not apply, the pension scheme is not obliged to offer scheme pays. If the member is due to pay an AA tax charge and scheme pays does not apply, then the individual would pay the tax charge through their self assessment.
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What about Royal London?
Royal London will only offer scheme pays when the conditions above are met. We do not apply scheme pays on a voluntary basis.
Fiona Hanrahan is senior product insight and technical support analyst
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