Serious changes will need to be considered if someone is facing a retirement shortfall, such as releasing equity out of a home or selling other assets.
Seeking advice and discussing the impact with loved ones is vital and this should not be neglected.
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Regardless of someone’s situation right now, one thing is certain and that is to not let apathy take hold and potentially destroy those hard-earned nest eggs.
Rachel Springall is finance expert at Moneyfacts
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