Opinion ‘Merging Isas won't encourage savers to take up investing’ Chloe CheungBy Chloe CheungChloe Cheung is a senior features writer at FT AdviserArticle continues after advertPage 2 of 2Previous|Next More on Opinion Opinion 'Increases in CGT will not help promote growth in the UK' Gareth Jefferies Opinion 'What to consider before selling your firm' Roderic Rennison Opinion This treatment of older people is a national disgrace Simoney Kyriakou Opinion 'AE needs to evolve to better address retirement income inadequacy' Gail Izat Opinion 'Businesses must seek advice amid inconsistent IR35 outcomes' Jonathan Berger Opinion 'Are M&A juggernauts reshaping the industry?' Arlene Ewing