CPD

All CPD content

Pensions

What changes are coming in for LTA rules?

  • Describe some of the changes to the transitional rules over lifetime allowance
  • Explain the changes after November 18 2024
  • Explain how the reduction to lump sum allowance is calculated
Approx.30min

Budget

How is pensions tax looking post-Budget?

  • Explain the government plans regarding overseas pension transfers
  • Explain the impact of bringing pensions into IHT
  • Explain the impact of increasing employer national insurance contributions
Approx.30min

Your Industry

What non-court options are there for divorcing couples?

  • To be able to identify different options available for divorcing couples
  • To identify which type of action may be useful
  • To describe when arbitration is helpful to a divorcing couple
Approx.30min

Tax

What is making onshore insurance bonds more attractive?

  • Explain the benefits that onshore bonds offer
  • Explain the difference between onshore and offshore bonds
  • Explain the benefits that offshore bonds offer
Approx.30min

Pensions

Aligning risk throughout the client decumulation journey

  • Explain the difference between assessing risk in decumulation versus accumulation
  • Understand the need to align investment risk with the appropriate income risk for clients in decumulation
  • Identify suitable financial planning tools for use in retirement income advice
Approx.30min

Vantage Point: Investing for growth

What role do pharmaceutical stocks play in portfolios?

  • To be able to explain the different trends happening in healthcare
  • To understand the role of pharmaceuticals in a broader equity portfolio
  • To be able to explain the major areas of potential growth for healthcare companies
Approx.30min

Investments

Why govt review must address issues in UK’s pension transfer system 

  • To be able to explain the aim of the government's pensions review
  • To be able to explain how customer trust can be regained
  • To be able to explain how the FCA can help to tackle the problem
Approx.30min

FT Wealth Management

Can investing in British assets work for savers?

  • List what the government means by British assets
  • Explain how companies are investing in UK assets
  • Summarise the pros and cons of UK asset investing
Approx.30min

Pensions

How have LTA changes affected transfers to Qrops?

  • To be able to explain how pension tax changes affect people transferring to a Qrops
  • To be able to describe how allowances on transfers work
  • To be able to identify when a transfer charge might apply
Approx.30min

Vantage Point: Finding Value

Why have pension funds been selling UK equities?

  • To be able to explain how changes to the pensions market have impacted demand for UK equities
  • To understand the reasons for UK equity underperformance in recent years
  • To discover what impact regulatory changes could have on demand for UK public equities
Approx.30min

Pensions

Pensions must become a priority in divorce

  • To be able to describe the role of pensions in divorce settlements
  • To be able to define the different types of agreements that can be reached
  • To explain some of the pitfalls involved
Approx.30min

In Focus: Protecting the nation

What scrapping the social care funding deal means for advice

  • Describe latest developments around social care funding policy
  • Explain what makes advising on social care funding difficult
  • Identify advice opportunities under the current regime
Approx.30min

In Focus: Protecting the nation

Social care: learning from the past and looking to the future

  • Communicate historic developments around social care provision
  • Explain the current political situation around social care
  • Identify ways social care funding could be tackled in the near future
Approx.30min

Work and wellbeing

How financial services can help develop social mobility

  • To list ways that a lack of social mobility can be manifested
  • To be able to summarise programmes that can help create a strategy to boost social mobility
  • To explain how financial services companies can get involved
Approx.30min

Work and wellbeing

How to help clients with their financial wellbeing 

  • To be able to explain the link between financial and personal wellbeing
  • To be able to summarise ways to improve financial wellbeing
  • To be able to list ways to help neurodivergent individuals with financial planning
Approx.30min

Inheritance Tax

How can grandparents help with children's school fees?

  • To be able to explain the challenges of paying school fees for grandchildren
  • To summarise the benefits and disadvantages of trusts
  • To explain the limits of lasting powers of attorney
Approx.30min

FT Wealth Management

Impulse buying, inheritance and influence: understanding generational attitudes to wealth

  • To list some of the myths around generational attitudes to money
  • To explain ways to help clients transfer money to children
  • To summarise what sort of conversations need to be had around purpose
Approx.30min

Inheritance Tax

What are the best ways to mitigate IHT liability?

  • To be able to explain an effective way of reducing one’s IHT liability
  • To be able to identify the advantages and disadvantages of PETs
  • To be able to identify IHT-efficient ways of making gifts
Approx.30min

Retirement Income

Guide to financial certainty in retirement

  • To be able to explain the impact of financial uncertainty
  • To be able to identify ways to help people enjoy better retirement outcomes
  • To be able to explain the benefits of annuities and a blended approach
Approx.60min

Pensions

Guide to inflation and retirement income

  • Describe some of the challenges of high inflation on retirement funding
  • Identify some of the solutions to this issue
  • Explain how different cohorts are affected by high inflation and their pension
Approx.60min
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