As usual when pensions become so intrinsically linked with employment law, there is a fine line between the employer having control over the planning of his workforce and the individual exercising his right to continue working.
We must also be wary of creating a big division, and therefore uncertainty, over whether a particular type of employer or even industry will or will not be allowed to work on.
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The concept of working beyond age 65 is great, but in practice a workforce ‘hanging on’ to an earning opportunity might not be good for an efficient economy when there are a whole raft of young people knocking at the door.
Mike Morrison is head of platform marketing at AJ Bell
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